Treat Yourself

I am a very financially conscientious person. I do eat out. I do shop. I do go on vacations. But I know exactly how far my salary will (and will not) go. I try not to overspend on things that are not necessary and I am constantly reminding myself which purchases would be too frivolous. When I do go shopping or order food I tend to weigh the pros and cons thoroughly before making a seemingly small decision.

Having been in the working world for a few years now (yikes!) has shown me that it's okay to treat myself once in awhile, though. Whether it's buying a new top or spending a little too much at a nice restaurant, I try not to over-think it or chastise myself after the fact as long as I'm not making it a habit.

To alleviate some of the guilt I try to do some of the following when possible:

• Buy a Groupon or LivingSocial Deal to subsidize the cost. This is a great way to save a few dollars AND try a new restaurant or fitness class. 

• Check your email for promo codes - most stores will honor the email if you show it to them so you don't have to actually print it out. I was shopping at the Gap Outlet recently and not only did I get the outlet prices, I remembered a 40% off email in my inbox that the cashier was able to honor. I saved $85.53 - not quite Extreme Couponer status but still was a great feeling!                      
  
  

• Find out what restaurants and bars have happy hours or specials nearby and take advantage! Although Massachusetts does not technically allow "happy hour" (lame, I know), there are many bars and restaurants that have weekly specials. To get started, check out Cactus Club for half-priced appetizers Monday - Friday from 4 p.m. until 7 p.m. Who doesn't need an excuse to leave work a little early?! 

We all work hard and now is the time to treat ourselves before we have little ones running around and depending on us!